Terça-feira, 15/10/2019 | : : UTC-4
The Reflection

What can Personal Finance and Economics courses offer a student?

Both the classroom environments of Economics and Personal Finance provide opportunities to prepare for life as an adult. Photo by Brian Hall.

As many seniors attempt to fill out their schedules for their final year of high school, some may wonder if the classes Economics and Personal Finance are both worth taking. While Economics is a required course for graduation, the two Personal Finance classes, one geared towards short-term finance and the other towards long-term, are both optional.

In terms of credits, Economics is considered a civics course while the Personal Finance classes are considered math courses. Looking at course material, much of what is covered in Economics is also a part of the class activities and lessons of the Personal Finance classes.

Economics covers the macro and micro aspects of both the consumption and production of merchandise. Personal Finance covers how the student, as a consumer, can responsibly navigate the wide variety of products and services available in order to live a productive and successful life.

While I enjoyed learning about factors of world markets and consumers in Economics, such as the supply and demand curves, the amount of lessons that had to be covered throughout the course did not allow for an in-depth look into all aspects of adult life. This is where the Personal Finance courses can still provide valuable information to the student:Things like writing checks, filling out tax forms, and reconciling bank accounts are covered extensively.

The background information and practice from Economics which I carried into Personal Finance allowed me to better understand the material and sharpen skills dealing with adult life.

While Economics and Personal Finance offer many rewarding lessons and information to the student, all courses have aspects to them that aren’t as exciting. In Economics, the wide scope of the class can leave a student wishing that there was more time to focus on the many topics covered during the course. Some of these topics would benefit from being narrowed down in scope to allow for more in-depth study into each.

On the other hand, in Personal Finance, the topics can be covered in too much detail at times. While these skills are essential for being a successful adult, the multiple assignments and projects covering these topics can become monotonous at times due to the lack of excitement or variety.

While both courses provide various experiences and information about aspects of adult life, I believe that the two are both essential for better understanding and preparing for life as an adult. Taking both the required Economics course and the elective Personal Finance course will help prepare students for life after high school.

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Justin Walker

I’m a senior at Gull Lake High School, and this is my first year on staff. I enjoy writing about our school sports’ programs and other areas as well. Having a deep interest and enjoyment in our English classes at Gull Lake, I’ve decided to pursue a different side of writing by doing newspaper and hope to provide entertaining articles for our viewers. Being involved in sports such as cross country and track, while also being invested to clubs such as Debate and Model UN, I write about topics that affect both myself and classmates.


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Address: Gull Lake High School, 7753 N. 34th Street, Richland, MI 49083


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